Well, going back and forth is another problem. You should come up with one next step to get closer to solving the problem.

For example, I’m living paycheck to paycheck and don’t have enough to save for “big expense.” The next step is to cut something or find a side job to break the paycheck to paycheck cycle. Once you have a small savings, you can take more risks, like look for a better job, buy stuff in bulk to save money longer term, etc.

You don’t need to solve the entire problem, just figure out what the next baby step toward a solution is.