• badcommandorfilename@lemmy.world
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    1 month ago

    I assume just normal credit card payments online? PayPal started because people were scared to use their card online, but now you get all the same buyer protections and insurance.

    • woodgen@lemm.ee
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      1 month ago

      How do you send money to friends or businesses with credit card? Is there a paypal card which has your login information printed on it?

      • 0laura@lemmy.world
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        1 month ago

        just send them money to their bank account. it’s a lot more common in Europe.

      • Sc00ter@lemm.ee
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        1 month ago

        Venmo usually, but many banks have built in cash payment apps too.

        I’m 35 and never had a PayPal account and have never felt the need for one

        • woodgen@lemm.ee
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          1 month ago

          Obviously you can do a SEPA transfer as well, but it’s not instant and you have to type a long number and don’t have a consistently good user experience. Bank apps lack good UX. Stuff like “send this friend 5 bucks again, this is his profile picture” and are a pain to log into.

          I don’t say I like paypal or banks, i actually dont like either. But paypal is just more convenient.

    • Laborer3652@reddthat.com
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      1 month ago

      I’d rather have my credit card information on a highly secure platform like Paypal than give it out to every Tom, Dick, and Harry that asks for it on the internet.

      Even if PayPal is only “mostly” secure, I still get better security from having a smaller attack surface.