Ya I went straight cash a while ago, I use to have some holdings but I got really bearish a while back (still am) so I just jump in with options here or there, nice quick in/out when yhings are moving, not too greedy. I went back to school a while back so I really don’t have time to watch the market so I’m a little out of practice, more of a hobby until I get back into the workforce and have some time and play money. Until then I have to be really conservative.
At current money rates NYSE loses 0.5% per year.
Smart Money is in Short Term Corp Bonds, Long term is HUGE RISK.
CMSE was underwater 2 years ago and is just getting worse.
Ya I went straight cash a while ago, I use to have some holdings but I got really bearish a while back (still am) so I just jump in with options here or there, nice quick in/out when yhings are moving, not too greedy. I went back to school a while back so I really don’t have time to watch the market so I’m a little out of practice, more of a hobby until I get back into the workforce and have some time and play money. Until then I have to be really conservative.
Congrats you are losing 4% per year.
FED has tipped the market. Cash loses yoy during inflation.