3060ti often outperforms the 4060. Honesty, with 40xx series prices and mediocre performance, I would be on the hunt for a used 3080/3090. Short/no warranty is a downside, but personally I feel the cost difference makes up for it. That being said, I have a 3060ti and have no problem with playing at 1440p. I hit max refresh target rate in my competitive games and can accept lower frame rates on single player or less competitive MP games
And concerning Spotify: I read they pay an artist at most a third of a cent per streamed song. I think they’re ripping off the artists.
While Spotify doesn’t make artists much money at all, I think the focus should really be on the record labels. Labels are dinosaurs and really have no business being so prolific in today’s music industry. If I had to choose between waging war on Spotify or labels, I’d be coming for the labels first.