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Joined 1 year ago
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Cake day: June 13th, 2023

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  • I didn’t read the article yet and this is basically what I expected. Hardly a secret, and a fairly good summary. The economy is going to downturn anyway because people just can’t afford the new housing. For a two bedroom anywhere with people, it’s 650,000 and up. At that point you have to be married to someone who also works full time to have any reasonable chance of being able to afford the mortgage. At the average interest rate of 6% you’re paying $4,100 per month, which is about the average pre-tax income (~$54,000 per year, so ~$1038 per week). Of course, that leaves very little wiggle room to save, and if either of you were to lose your jobs or the interest rate goes up, you’d probably default.

    EDIT: I forgot to add the point. It’s this. A whole bunch of people are going to default. People take bad mortgages because they have to, it’s not like its an option to be homeless and sharing a house with strangers can really, really suck. But those people are going to be defaulting, or moving overseas, or just staying at home with their parents. The market will correct itself.


  • I remember Yudowski being a thing like a decade ago, and people were making fun of his “AI” research even then. It’s scary to realize that not only did some people take him seriously, but those people are at the helm of AI companies and making decisions affecting tens of billions of investment capital. I think there was a quote by Kurt Vonnegut that “true horror is waking up one morning and realizing your high school class is running the country”.

    For the other poster lower down, I’d almost successfully forgotten about his Harry Potter fanfiction, people kept praising it so I actually read through a bit of it, it’s painful reading. He also wrote a Superman fanfiction and that’s even worse. I think they both say a lot about his internal mental state and his perception of other people though.













  • I can tell you from experience I have a Samsung T5 (500GB) that has over 95TB of writes over 5+ years to it and it’s only used up 17% of its spare blocks. The T7 which is the newer model is like $40, I’d just get one of those. They’re very reliable, I’ve bought a few and none of them have failed. The larger drives have more spare blocks and are even more resistant to writes.

    Personally I would recommend a portable SSD, over a HDD as I’ve had several HDDs fail but never lost an SSD, BackBlaze backs this up with their total drive failure statistics being 2.5% for HDDs and under 0.5% for SSDs. Your real danger will be that a portable drive is guaranteed to get jostled and an SSD is far more resilient to that.


  • In some places you can get a home internet line that runs through the mobile phone data network, and they tend to be more reliable than cabled connections, they can get even better if they use a modem data plan and not explicitly a home bulk plan. It really hinges on how much data you use and what plans are available where you are. Of course if you do it this way you won’t have a private IPV4, but if your ISP allows IPV6, that should be unique and directly accessible no matter what.

    As the other poster mentioned there are routers that have a SIM connection as backup, and now they’re being offered with a SIM and automatic fail-over as part of some fiber to the home plans.