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Joined 1 year ago
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Cake day: July 9th, 2023

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  • TV and movies is a lot of word of mouth for me. If I hear about something that might be interesting I’ll look more into it.

    I watch anime and a lot of the suggestions come from forums or online word of mouth.

    Videos from YouTube and Nebula play into suggestions as well.

    For music it’s pretty wild. Because I’m open to a lot of things I’ll take any source. I read a few blogs, visit a few forums, watch videos, work from ratings lists or even pick it up from being used in things. Discovered a new band this morning based on looking at upcoming gigs in my area for example.

















  • It’s not interest it’s indexation. It’s tied to inflation. If you knew about it then it was easy to see coming, but obviously if you didn’t then you didn’t.

    It is possible to index negatively and reduce the balance but pretty unlikely with todays economy.

    It’s applied once per year at the start of June so any voluntary repayments are best made before the last week of May. The repayments you make through the year as wage deductions aren’t put against your balance until after you do your tax return.