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I personally have no problem with paying for a service. However, if I buy premium to remove the ads, YT has no longer the need to collect my data. But it is Google and they won’t stop collecting. That, plus the fact that Google basically has a monopoly with youtube are the reasons I don’t buy premium.
I actually started with it this week. It is partially due to privacy but also because I lost a sense for value. It is really easy to press a button online and pay say 20 euro. Not that I am irresponsible with money but the numbers on your bank account feel so meaningless.