As I’ve pointed out in a few spots on this post: regardless of your moral stance, loli is considered the same as child porn by many government agencies. You may not be “harming” anyone, but you’re harming the people that host and view that content in a criminal sense.
Loli stuff is illegal though, at least in the United States. Viewing even accidentally can be considered a crime. The OP has a valid point.
That’s not just a hot take, that’s straight up nuclear.